Leave a Message

By providing Dana Hall-Bradley your contact information, you acknowledge and agree to our Privacy Policy and consent to receiving marketing communications, including through automated calls, texts, and emails, some of which may use artificial or prerecorded voices. This consent isn’t necessary for purchasing any products or services and you may opt out at any time. To opt out from texts, you can reply, ‘stop’ at any time. To opt out from emails, you can click on the unsubscribe link in the emails. Message and data rates may apply.

Thank you for your message. We will be in touch with you shortly.

Buyer's Guide

10 Steps to Buying a Luxury Home

Thinking of buying a luxury home in Central Florida? Make sure you know what to expect—whether you're a first-time luxury buyer or a real estate aficionado. Here are the steps you need to know for buying a home.

Step 1: Figure Out What You Can Afford

Determine what you'll be able to afford in mortgage payments each month, as well as what you can invest initially as a down payment. This handy mortgage calculator can help you estimate your monthly payments.

Keep in mind additional costs like closing costs, fees, homeowners insurance, and taxes will all add to the overall costs. Be sure to check your credit score, and remember that just because you don't have a traditional 20% down payment doesn't mean you can't buy a home!

Step 2: Shop for a Loan and Get Preapproved

Finding a trustworthy lender and determining what type of loan you'll qualify for will help you figure out how much home you can actually afford. Get recommendations, check with the Better Business Bureau, and be sure to talk to at least three or four lenders before making a decision.

Need recommendations for lenders in Central Florida? Just ask me!

Step 3: Determine the Selling Price of Homes in Your Location

If you have a preferred location or neighborhood, find out the actual selling price of homes in that area—not just their listing price—to confirm whether you can actually afford that location.

Step 4: Find an Agent

Your agent should be someone you know you can trust, an expert on real estate in your area and neighborhood, and very proficient in working with buyers of your experience.

Looking for an agent in Central Florida? Find out more about my experience in luxury real estate and how I can help you buy a home!

My Goal Is to Provide You With the Most Personalized Service That Is Designed to Help You Buy Your Dream Home

Schedule a Consultation

Step 5: Find Your Home

This is the fun part, where you get to visit open houses, tour homes, make notes, and really hone in on your perfect dream home! Make sure you keep detailed records of the homes you visit, noting things you liked, didn't like, pros and cons, etc. Taking pictures can also keep your memory fresh.

Step 6: Make an Offer

When you find your favorite home, work with your agent to determine a competitive but reasonable offering price. You'll want to choose a number that is comfortably within your price range but competitive enough that it won't cause the seller to immediately reject your offer.

Step 7: Get an Inspection

Nothing's finalized yet, so make sure you're getting your money's worth! Ask your real estate agent to recommend a trusted home inspector to walk through the house and check for any potential defects or problems. If necessary, you can request that the seller repair any issues you find.

Step 8: Review Your Contract

Before you sign any paperwork, it's important that you carefully read over the contract with your agent or lawyer to ensure there are contingencies—that is, if something falls through with your mortgage, you aren't still obligated to buy the home.

Step 9: Finalize Your Mortgage Approval

Work with your chosen lender to submit your mortgage application, review predicted closing costs, and have your home appraised. Common closing costs include attorney fees, title insurance, appraisal fees, home inspection fees, courier fees, government recording fees, and taxes.

Step 10: Close and Pay

It's time to close! Meet with your agent, lender, and the seller to finalize the paperwork, sign your contracts, and pay your down payment and closing costs. Finally—the keys to your new home!

Home Valuation

Seller's Guide

Home Search

Work With Dana

I joyfully help my customers find their dream home or sell their house with ease. I believe in offering professionalism, expertise, and integrity to everyone I serve. My goal is to be #1 in customer satisfaction. I know that when my clients are happy, I am happy!

Let's Connect